Taipei, O-Bank held its online investor
conference for the first quarter of 2026 today (May 14th), presenting an
overview of its operating performance for the first quarter of 2026. In the
first quarter of 2026, O-Bank reported consolidated net revenue of NT$3,170
million and consolidated net profit after tax of NT$1,232 million. On a standalone
basis, net revenue was NT$2,038 million and net profit after tax was NT$766
million. Earnings per share (EPS) was NT$0.28, representing a 47% increase
compared to the same period last year.
回顧王道銀行2026年第一季合併財報表現，王道銀行合併總資產為新台幣7,149億元，較2025年底成長2%；第一季合併淨收益為新台幣31.7億元，較去年同期成長35%；第一季合併稅後淨利新台幣12.32億元，較去年同期成長49%。在主要子公司方面，中華票券2026年第一季稅後淨利為新台幣6.4億元，較去年同期成長61%；美國華信銀行2026年第一季稅後淨利為新台幣0.89億元，較前一年減少2%。
Reviewing O-Bank’s consolidated
financial results for the first quarter of 2026, total consolidated assets
amounted to NT$714.9 billion, representing an increase of 2% compared with the
end of 2025. Consolidated net revenue for the first quarter was NT$3,170 million,
representing a year-on-year increase of 35%, while consolidated net profit
after tax for the first quarter was NT$1,232 million, representing a
year-on-year increase of 49%. Among major subsidiaries, China Bills Finance
Corporation reported net profit after tax of NT$640 million in the first
quarter of 2026, representing a year-on-year increase of 61%, while EverTrust
Bank reported net profit after tax of NT$89 million in the first quarter of
2026, representing a decrease of 2% compared with the previous year.
在個體財報表現方面，王道銀行2026年第一季個體總資產為新台幣4,303億元，較2025年底成長3%，淨收益新台幣20.38億元，較去年同期成長21%；個體稅後淨利為新台幣7.66億元，較去年同期成長43%，每股稅後盈餘（EPS）為新台幣0.28元，較去年同期成長47%。其中，若扣除轉投資收益，2026年第一季銀行本業淨收益為新台幣17.77億元，較去年同期成長13%，本業稅前淨利為新台幣6.16億元，較去年同期成長12%。
On a standalone basis, O-Bank’s
total assets in the first quarter of 2026 amounted to NT$430.3 billion,
representing an increase of 3% compared with the end of 2025. Net revenue was
NT$2,038 million, representing a year-on-year increase of 21%, while net profit
after tax was NT$766 million, representing a year-on-year increase of 43%. Earnings
per share (EPS) was NT$0.28, representing a year-on-year increase of 47%.
Excluding equity-accounted investment income, O-Bank’s core banking business
reported net revenue of NT$1,777 million in the first quarter of 2026,
representing a year-on-year increase of 13%, while pre-tax profit from core
banking business was NT$616 million, representing a year-on-year increase of
12%.
王道銀行總經理李芳遠進一步表示：「王道銀行2026年第一季獲利表現亮眼，成長主要來自於銀行本業持續優化存款結構、提升利息淨收益，此外，亦受惠於子公司中華票券因其資金成本下降而帶來的大幅成長，以及轉投資租賃事業的止跌回穩。」
O-Bank President Elton F.Y. Lee further
stated: “O-Bank’s profit growth in the first quarter of 2026 was outstanding.
The growth was primarily attributable to the Bank’s continuous optimization of
its deposit structure, thereby increasing net interest income and driving growth
in pre-tax profit from core banking business. In addition, O-Bank also
benefited from the substantial growth of its subsidiary China Bills Finance
Corporation resulting from lower funding costs, as well as the stabilization and
recovery of its equity-accounted investee leasing business.”