2025-08-08

Standard Chartered Bank, the first foreign bank to launch a premium financing program in its Kaohsiung asset management division.

Standard Chartered Bank launches premium financing solution.

Taipei, Standard Chartered Bank (hereinafter referred to as "Standard Chartered Bank") actively responded to the Financial Supervisory Commission's promotion of the "Asian Asset Management Center" policy. In order to meet the investment needs of high-asset customers and take into account the purpose of wealth inheritance, Standard Chartered Bank announced today ( 7 ) that it will join hands with Prudential Life to launch the "Premium Financing " program, becoming the first foreign bank to provide premium financing programs, demonstrating Standard Chartered Bank's innovative strength and advantages in the high-asset wealth management market.

Standard Chartered Bank became one of the first financial institutions to establish a presence in the Asian Asset Management Center (AAM) in Kaohsiung on July 1st. The bank is actively developing a diverse range of financial products to provide high-net-worth individuals with internationally connected investment options. Samrat Khosla, Director of Wealth Management at Standard Chartered Bank, noted , " For high-net-worth individuals, wealth accumulation, enhanced protection, and succession planning are never single-choice choices. In response to these demands, Standard Chartered Bank, drawing on successful experience in other international markets, offers Taiwanese investors a premium financing solution that effectively addresses the multiple needs of asset succession, enhanced protection, and diversified investment." ­ "

Standard Chartered Bank's premium financing program helps high-net-worth individuals achieve investment returns while maintaining flexibility. Clients only need to provide a portion of their own funds to purchase insurance, and premium financing can be used to finance the remaining funds. This allows for flexible allocation of their own funds while balancing protection, asset succession, and overall financial planning goals. To support this service, Standard Chartered Bank has partnered with Prudential Life Insurance to develop a customized insurance product specifically for high-net-worth individuals. Leveraging the British-style dividend potential rollover feature, this product provides long-term, stable family protection while also addressing the asset succession needs of high-net-worth individuals.

Standard Chartered Bank is actively driving the growth of its wealth management business. Backed by a strong professional team, it has demonstrated strong performance in product diversity and uniqueness, as well as accurate market analysis. The launch of premium financing and Prudential Life products further enhances its "Investment Pledge Loan" product line, opening up a new era for pledging diverse financial assets.

Looking ahead, Standard Chartered Bank's proprietary platform offerings of fixed-income bonds, newly added premium financing, and the upcoming launch of Lombard Lending will enable high-net-worth clients to more flexibly access diverse financial assets, increasing the flexibility and convenience of capital utilization.

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