富邦產險於今(1)日宣布推出全球首張高端微創手術「癌症達文西保單」。
(左一)直覺台灣分公司副總裁暨總經理楊繼盛,(左二)富邦產險總經理羅建明,(中)富邦產險董事長陳伯燿,(右二)童綜合醫院總院長童敏哲,(右一)童綜合醫院 研發創新中心院長歐宴泉.
Amid
improvements in oncology and medical technology, Fubon Insurance on Sept. 1
announced the launch of a first-to-market “da Vinci cancer surgery insurance
policy” that covers advanced minimally invasive care.
The
policy provides coverage of da Vinci-assisted procedures for newly diagnosed
cancer patients as well as costs for inpatient care. Fubon Insurance said that
in developing the policy, it partnered with Intuitive, a global technology
leader in minimally invasive care and the pioneer of robotic-assisted surgery,
with the aim of bringing health insurance up to speed with advancements in
medical technology and enhancing the wellbeing of people across different age
demographics.
達文西手術為目前全球最先進的微創手術系統之一,超過2.4萬篇研究報告指出,運用機械手臂輔助手術可降低手術失血量、術後併發症、縮短住院時間等。目前達文西手術在泌尿科、婦科、一般外科、胸腔外科、大腸直腸科等科別都可運用,其中,攝護腺癌、部分腎臟切除術之達文西手術費已獲健保給付,但仍有許多達文西手術尚未納入健保給付,民眾仍需自費負擔手術費用,加上手術設備、醫材使用、病房升等與相關治療費用等,住院期間自費醫療費用對病患來說仍是一筆沉重的負擔。
The
safety and efficacy of da Vinci-assisted procedures, performed with one of the
world’s most advanced robotic surgical systems, is supported by more than
24,000 peer-reviewed research papers, which in aggregate indicate that the
benefits of robotic-assisted surgery can include less blood loss, fewer
complications, and less time in hospital, among other benefits.
Currently,
da Vinci is used to perform urologic, gynecologic and general surgery, as well
as thoracic and colorectal procedures. While the procedure fees of da
Vinci-assisted prostatectomy and partial nephrectomy are covered by National
Health Insurance (NHI), most da Vinci-assisted procedures are still not among
the benefits provided by the NHI system in Taiwan, with patients having to
self-pay for surgical fees; in addition to surgical fees, when accounting for
medical device and hospital room costs, these out-of-pocket expenses remain a
significant burden for patients.
富邦產險董事長陳伯燿表示,富邦產險本次推出「健康守護加」升級版專案,除提供基本住院日額保障外,民眾還可加選「初次罹癌保障」與「住院醫療實支實付保障」。考量民眾於癌症住院期間所產生的高額負擔,以及領先醫療科技的自費項目可能出現保障缺口,富邦產險提供全球首張高端微創手術-癌症達文西手術保障,民眾可視自身需求彈性加購,未來若因癌症需施行達文西手術時,可不受經濟壓力影響,將醫療科技納入優先考量選項,讓全民在有需要時能擁有高端微創手術的選擇權,安心接受治療。
Fubon
Insurance Chairman Ben Chen (陳伯燿) said that the
company’s upgraded health insurance policy provides not only daily
hospitalization benefits but also additional benefits for newly diagnosed
cancer patients and coverage for inpatient care as expenses are incurred.
In
consideration of the large expenditure on inpatient stays for cancer patients
and the challenges they face with shouldering out-of-pocket costs for
cutting-edge healthcare technology, Fubon Insurance has launched an
industry-leading insurance policy dedicated to da Vinci-assisted surgery, an
advanced minimally invasive surgical option, the chairman explained, adding
that by purchasing additional protection, cancer patients will not have to rule
out da Vinci-assisted surgery out of economic concerns and gain access to
advanced minimally invasive care should the need arise.
直覺台灣分公司副總裁暨總經理楊繼盛則表示,微創是外科手術的趨勢,機械手臂更在其中扮演重要角色。達文西手術至2020年底全球已累積超過850萬例的手術量,近年的成長更加顯著。藉由這次與富邦產險的合作,將高科技醫療的好處跟享有術後更高的生活品質帶給民眾。
Intuitive
Taiwan Vice President and General Manager Jason Yang (楊繼盛) said that surgical robotics play a key role in the trend toward
minimally invasive surgery.
As of
2020, more than 8.5 million da Vinci-assisted procedures have been performed,
with surgical volumes seeing accelerated growth in recent years, the vice
president and general manager said, adding that through collaboration with
Fubon Insurance, hopefully the benefits of advanced medical technology and
improvements to post-op quality of life can be made more accessible.
以投保富邦產險「健康守護加」計畫A加值方案一為例,民眾若因初次癌症施行達文西手術,除提供初次罹癌單筆定額50萬給付,還另有高達30萬住院醫療實支實付保障!以40歲投保年齡為例,首年年繳保費不到1萬元,除能彌補實支實付高額費用支付缺口,還可享有更好的治療品質與醫療保障。
To
illustrate, under the health plan a newly diagnosed cancer patient would
receive NT$500,000 in reimbursement for da Vinci-assisted surgery, apart from
up to NT$300,000 for inpatient care as expenses are incurred. The annual
premium for a 40-year-old person would be less than NT$10,000 in the first
year, and apart from gaining coverage of costly out-of-pocket expenses, he or
she would be able to receive enhanced medical care as well as better ensure his
or her quality of life.
富邦產險秉持熱情守護的理念,以保險專業落實社會公益,持續投入保險新商品的研發,期望成為家庭強而有力的後盾,由於現代人生活步調快、工作壓力大,長期的疲勞可能為健康種下隱憂,富邦產險建議,民眾須定期檢視自身住院醫療保單是否涵蓋適足的實支實付醫療保障,並應至少要有足夠額度支付癌症相關治療費用,把握保單升級更新的時機,為自己與家人做好適足的醫療保障,才能在關鍵時刻發揮功用。
Fubon
Insurance said that it is passionate about supporting the health of families
and the public interest through its innovative insurance products.
In
light of the potential health concerns stemming from the pressures and fatigue
of fast-paced modern life, Fubon Insurance advises consumers to regularly
review whether their current insurance policies provide adequate coverage for
inpatient care and cancer treatment, and if needed, taking the opportunity to
upgrade protection of themselves and their family members.
如欲瞭解「癌症達文西保單」相關保險資訊,可洽24小時客服專線0800-009-888或至各服務據點洽詢。「健康守護加」專案詳細資訊:https://www.fubon.com/insurance/b2c/content/protect_health/index.html
To
learn more about the “da Vinci cancer surgery insurance policy,” please call
the 24-hour customer service hotline 0800-009-888 or visit one of Fubon
Insurance’s offices.